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This is according to Susan Drakeford, licensed conveyancer at Adams & Remers. The new HMO ruling requires the owners of a property intended to be a House of Multiple Occupancy (HMO) to apply for planning permission for change of use. Drakeford believes that property owners...

There will be two different propositions under the new structure including an appointed representative model and one for advisers who want to sit under the Linx FS umbrella as registered individuals. The new regional network will still be known as Linx FS and the firm said it...

The past three years have been turbulent across the globe, but things have been tougher in the credit crunch for the UK mortgage industry than most. Brokers have been hit hard with conservative estimates from the Association of Mortgage Intermediaries suggesting that 20,000 of...

The new NatWest products include a 2-year buy-to-let tracker remortgage offering an initial rate of 3.99%, with a ?1,999 fee, up to 60% LTV. For its corporate range, there will be a new 2-year tracker mortgage offering an initial rate of 2.45%, with a ?999 fee, up to 60% LTV....

More than 20 cases with a value of ?96 million were reported – compared to the same period during 2009, where there were 18 cases worth just ?24 million. The whole of 2009 saw a total of only ?77 million. Mortgage fraud accounted for over half of all fraud committed against...

Money set aside to cover bad loans fell from ?13.4bn to ?6.5bn. Lloyds said the first half of 2010 was a significant milestone for Lloyds Banking Group as the group returned to profit. It added: “Despite the challenging economic environment, the core business performed...

The consumer price comparison website said yesterday morning that nine out of 10 mortgages were available direct to consumer only ? a claim disproved shortly after the company released its press statement. Following backlash from the intermediary market and media,...

Yorkshire Building Society has launched two new best buy mortgage deals for people who need to borrow up to 90 per cent of the value of their home. For those who would like a little extra help with the initial costs of their mortgage, similar products are also available at 5.19...