Blog

Help to buy to end The Government has announced the end of George Osborne’s home ownership NewBuy Guarantee Scheme to help FTBs after first being introduced. The aim of the scheme was to offer first time buyers the chance to buy their home upto £600,000 with a government...

What does todays BOE rate cut mean? It’s been 9 years since the BOE reduced interest rates to a record low of 0.5%. Since that date most has have been speculating when rates would start to rise again. But today the Bank of England has gone the opposite way and reduced rates...

EU Referendum The day of the EU Referendum (potenial BREXIT – Britain Leaving the EU) has arrived! The state of the UK property market and general economy will depend upon whether voters decide to leave or remain in the EU. Some feel leaving the EU would lead to a faltering...

August 2014 Full council considered a petition from residents in the Carholme ward calling for the authority to take action to limit the growth of HMOs. Due to issues raised by the growth of HMOs the council carried out a city-wide consultation. They therefore decided to seek the...

Today was the day of the eagerly anticipated conservative budget 2016. Although not much of note in respect to property but here’s a summary of the business impacts. Personal Allowance The Personal Allowance is the amount of income you can earn before you start paying...

With respect to buy to let (BTL) so as long as you are cash-flow neutral each year all is well. You’ve put down a deposit. Someone else pays the mortgage via their rent and at the end of 20 years you have a house for which you have effectively paid nothing but the deposit. Two...

With the start of the New Year investors both active and otherwise will be interested the property market for 2016 and onwards. There are many factors, such as the Landlords 3pc Stamp Duty Hike for second homes coming into play in April 2016. Low oil prices and a strong pound...

Here’s a summary of the parts of George Osborne’s Autumn Statement 2015 which affect the property market directly or otherwise. The major thing that will stand out to Buy-to-let landlords is the second major tax hike in less than a year, as Chancellor George Osborne...